So you have received your Merrick bank credit card in the mail and want to activate it now?
Don’t worry, you can activate your Merrick bank credit card online using merrickbank.com/activate website easily.
Read on for our step by step guide for activating Merrick bank credit card online. But if you just want to visit merrick bank.com/activate website, use the direct link.
|Card Name||Merrick Bank credit card|
|Bank Name||Merrick Bank|
|Direct Link||Click Here|
How to Activate your Merrick Bank credit card online?
Here are the steps to follow to activate your Merrick bank credit card online:
- Click on the below given link to access merrickbank.com/activate, the official website of Merrick bank card activation.
- Now, here in this page enter your 16 digit card number on the front of your card on the space given.
- And also the last 4 digits of your Social Security number on the space given for that, and also your date of birth.
- After entering all this, click on the “Submit” button.
- If the details are correct, you will be asked to create a new PIN for your card.
- Create it and complete the card activation process by clicking the “Finish” button.
- Eligible Merrick Bank account.
- A valid email address.
Merrick Bank PIN setup
If you want to withdraw money from ATMs, you are required to create a PIN for your credit card.
You can set up the PIN at the time of credit card activation.
If you forgot the PIN or you failed to create PIN at the time of the card application, you can get in touch with the Merrick Bank customer service.
Requirements for Activating Merrick Bank credit card
Here are the primary requirements you need to have before trying to activate your card:
- Primary cardholder name
- Mother’s maiden name
- Last 4 digits of SSN #
- Phone number
- State of residence
Facing any issues?
If you are facing any issues with merrick bank.com/activate website or not being able to activate your card online, you can contact the Merrick Bank card customer support for help.
Here’s the toll-free number of Merrick Bank:
About Merrick Bank credit card
How is your credit these days? If you prefer not to answer that question, you are not alone. Millions of Americans have imperfect loans due to bankruptcies, foreclosures, crushing of medical debts or student loans and other financial black marks. A bad credit score can affect your ability to secure an affordable mortgage loan, rent an apartment, get a cell phone and even find a job. While credit counseling and debt management plans can help you repair your credit over time, there is no magic cure.
For other people, the problem is not bad credit, but credit. Consumers who have not previously used the credit are figures from lenders and credit card companies, who are understandably cautious about lending to people without a history of timely repayments.
Whether you’re dealing with the negative effects of bad credit, or just do not have much of a credit history to talk about, applying for a secured credit card could end up being a critical first step on your way out of the credit desert.
Visa card with Merrick Bank insurance
The guaranteed Visa credit card from Merrick Bank has nothing to do with consumers with little credit. Its approval standards are very relaxed, so it is definitely worth the request, even if other credit card issuers with a guarantee have denied it. A relatively low APR helps with the continued cost of the card, although higher than average annual rates reduce those savings.
It is annoying that you cannot make balance transfers with this card. However, Merrick Bank reports your payment and credit utilization information to the three credit bureaus.
Deposit Requirements for the Visa card with Merrick Bank insurance
Merrick Bank allows you to deposit as little as $ 200 or as much as $ 3,000. You are advised to deposit as much as it is convenient to deposit: your deposit is not limited by your credit profile, only by the limit of $ 3,000 from Merrick. Your credit limit is for all time equal to the amount of your deposit. Your deposit is insured by the FDIC but does not earn interest.
Merrick Bank does not automatically convert your Insured Visa into an unsecured card. If you wish to switch to an unsecured card, you must request an unsecured card from Merrick Bank (or another issuer). To recover your deposit, you must close your secured Visa card account.
- There is an annual fee of $ 36 for the first year and a monthly fee of $ 3. Transactions abroad cost 2% of the total amount of the transaction. Late and returned payments cost $ 38.
- The normal purchase APR is 17.70% and the cash advance APR is 22.70%.
- You have the right to a free FICO score every month that your account is active. Merrick Bank also offers loans for recreational vehicles, which are very useful for people who want to make road trips or drive cross-country with comfort.
Merrick Bank Credit Card Reviews
- Consumer Affairs: Merrick Bank credit card reviews- 3.5/5 from 190 ratings.
- Trust Pilot: Merrick Bank reviews- 4.5 from 5,490 ratings.
- Wallet Hub: 2019 Merrick Bank Credit Card Review-2.8/5
We hope you were able to activate your Merrick Bank card without any issues now. If you faced any issues with merrickbank.com/activate website while activation, do let us know using the comments section given below.